uudaddy

We are seeing more interaction with our baby, who is about 6 weeks old. Recently her mom talk more to her, and sometimes we can see her response, either smile or making noise. Her smile is very much like her mom’s smile when she was little.

Yesterday we took her to St. Louis Botanical Garden, understandably she slept much of the time. Because the weather is a bit chilly, we wrap her around big blankets, and don’t want to expose her to the cold wind. She got a ride on our newly bought Maclaren triumph stroller. We saw quite a few babies at botanical garden, due to nice weather and family friendliness of the place.

I searched both google and bing.

It looks like it’s safe for our baby as she will be 3 months old (source: Indusladies.com). For new born, it’s almost a no-no (source: about.com). One factor, I saw from about.com and kidsgrowth.com, is the air quality in airplanes and the potential to exposed her to virus. Quote kidsgrowth:

The air in planes is not filtered and recirculates throughout the cabin. All the viruses and other nasty germs circulating through the cabin will increases your infant’s chances of getting an infection.

We also searched Chinese search site baidu.com keywords “新生儿 坐飞机”. And we got similar results, such as this one from pcbaby.

Considering all the risk and inconvenience, we pretty much settled on her not travel, another reason is the travel is non-essential.

I was thinking about this for a few days, and I took the plunge today. The kicker is the referral bonus from Ohio College Advantage 529 plan, as I read from my friend theSunsFinancialDiary.

As to investment choice, I picked the Vanguard Winsor II (which I got to know from my 401k plan), because its relative out performance over S&P 500. But the investment choice probably is not as important as “start early” (snowball or compound interest effect). Similar things can be said for state tax deduction from 529 plan contribution.

In case you are interested, please use my number 2568778 as referral code when you open account at Ohio 529 Plan, that way you will get the $25 bonus, and I will also receive some bonus money (provided you open and fund at least $25 to the account, by June 30, 2010). A rare win-win situation in the financial world

(Update) PBS NBR Paying for college: the 529 plan. It also suggests “open an account as soon as the baby is born”. Another interesting thing is, 529 can be used for graduate school and re-training.

(Update 2) Comparing the fund options between Missouri 529 (MOST) and Ohio College Advantage plan, it seems to me Show Me State does not have much to show on this. Here is Morningstar’s best and worst 529 plans. One thing to note is while Ohio CollegeAdvantage 529 Savings Plan is among the best, Ohio Putnam CollegeAdvantage (broker-sold) is among the worst. So keep this in mind: a state could have multiple plans. Choose the winner, not the loser.

(Update 3) I wrote the 529 plan in more detail at stlplace, and I will give additional $25 to those who use my reference code 2568778. So the total bonus for you will be $50.

(Update 4: 6-17-2010) I found this Kiplinger’s Find the Best 529 Plan to be interesting. One interesting point I noticed is the Show Me State (Missouri) offers state tax credit/deduction for any plan. In other words, we got lucky that we don’t have to enroll in the Missouri plan (which is not that good in my personal opinion), while get the same tax benefits. You can read the tax benefits of 529 plan at savingforcollege.com.

These days because we paid much attention to our new born baby, both my wife and I did not have much time to look at each other carefully. This leads to an interesting point: both of us felt our faces are so big compared to our baby’s little face.

Guess that’s all relative. When I first met my wife 3.5 years ago, I felt her face is small and lovely at the time. Now of course all the attention are reserved for our baby. But I think it’s would be good we reserve some time for us.

One of the main job for daddies is to change diapers. From my limited observations ladies are usually more sensitive to smells than men. I mean they don’t like that smell. For me smell is not a big problem. My only worry is sometimes during the change, when the new diaper has not been in place, she pees again (messed up the wrapping clothes etc.). In one case, when we just got back from hospital, she did both pee and poo, right on my T-shirt. After that, I am more cautious.

Another reason dads do this diaper thing more often, is they are more fearless. My wife is a little worried hurting the baby, not that I am not worried, but I learned the process quickly in hospital. Much faster then the “new parenting” class at St . John’s with the faked baby

Last but not least, the cost of diaper. This thing is expensive, initially we bought some from wal-mart, but soon I realized that we need to buy bulk at Sam’s club or Costco. I just did that yesterday. Nice thing a friend who have the baby experience sent us a large box of diapers. Very thoughtful gifts indeed