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Southwest Rapid Reward 20% off points for Giftcards & Certificates »

Saw it at dealsea. This is a good deal, if one does not plan to travel Southwest using the points soon. They offer wide variety of giftcards (not limited to Amazon). I got some Wal-mart gift cards instead, per my wife’s suggestion (image credit: onlinegiftcardsblog.com)

Airline and hotel credit card offers »

I felt it’s easier to make money from those offers from writing iPhone, iPad and iOS apps. At least this is true for me so far. Another plus side people may not pay attention is the “no tax” benefit of the bonus miles/points. Also keep in mind if one needs to apply for home loan [...]

Some questions about 529 plan »

I got those questions from a reader: Why there is no national 529 plan? Looking at some states plan, it’s pretty much mutual funds like 401k, the investment return is like S&P? Why bother (consider S&P return is so low)? I am not expert on this, I think why each state has a plan is [...]

Baby is 100 days old »

She started the following new tricks recently: eat her own hands; she can raise her head for 10 to 15 seconds during tummy training; she can either smile (with or without stimulation) or giggle (with stimulation).

Better early than late: join college 529 plan »

I was thinking about this for a few days, and I took the plunge today. The kicker is the referral bonus from Ohio College Advantage 529 plan, as I read from my friend theSunsFinancialDiary. As to investment choice, I picked the Vanguard Winsor II (which I got to know from my 401k plan), because its [...]