Fuel Rewards Network offers about 1% for shopping online, e.g., I bought $36 worth of clothes from Load and Taylor via their shopping mall, it gave me 10 cent. The calculation goes like this: $36 * 3 / 1000 = $0.108 rounded down to $0.10 which is 10 cent per gallon gas discount. If I buy 10 gallon of gas, that’s $1.00 discount. $1 divide by $36 which comes out by 3%. Note typically shopping mall earning rate is 1 instead of 3, so in the example above, I will earn 3.6 cent per gallon gas discount, instead of 10 cent.
Another example, I shopped at gap via FRN, bought $50 apparel. It gave me 10 cent also (2x earning rate instead of 3x at L&T). This is lower than the gap rebate one can get from ebates right now (typically 2%, now at 8%). I mean 3% or 2% vs. 8%. So the bottom line is we can use this calculation to maximize the cash back (rebate).
Btw, FRN is free to join, and as a minimum it offers 3 cent discount for gas purchase, so in other words about 1% in addition to whatever the credit card offers (in my case, I use Sams Club mastercard or the Pentagon Reward visa, both offer 5% cash/points back).
Back to the topic, I think it’s worth to join FRN since we already spend money on shopping or dining, and those activities adds up to gas savings, in addition to the regular credit card cashback/points we get. Don’t spend to get the points though
I made this mistake again. Last time I dropped my iPhone 4 into water, I tried this “put it in rice” strategy. This time I also this trick, but the speaker was not still working. Luckily I found this youtube video on the web, basically I used a cotton knob to clean up the headphone jack. It worked.
This afternoon (actually more like evening), on linkedIn I was surprised to find that the company I used to work for has laid off its CIO (chief information officer). I remember we talked about I joined the company in late 2011. I left the company about 2 years ago, to pursue better opportunities. Also I knew the company was not doing well financially. It seems now it’s becoming more and more difficult for the company to survive. Note it’s more like industry wide problem, not isolated the company. Management could do something, but once a fatal mistake made by former CEO (buy another company at market top using borrowed money), there is very little current management can do.
Also, from indeed.com I found a former colleague of mine, we started on the same day on a small software (custom development) company 5 years ago, and he left the company a year later, and found he has driving trucks for a while after that stint.
Last but not least, I saw my neighbor when he came back from work, and just exchanged “hellos”, and he said it’s Friday
To be precise, it’s Spoede Elementary, about 5 mins drive from my condo. When I bought the condo 10 years ago, I was single and had no kids. But I knew Ladue is a good school district. That’s one reason I bought condo here. If things does not work out, I can rent out the condo to someone else who will like this location. Back to school.
We met the school principle, the 4 kindergarten teachers, one counselor, and one idea lab teacher (outside classroom?), a lot of parents from diverse background. The teachers gave a lot tips about transition kids to kindergarten, and I like what the principle said at last: we will treat your kids like our own. That is indeed what I felt at some of the school Yoyo already attended. And this is largely true in the post Newtown world. I recall some of the teachers lost lives trying to save the kids. Maybe a bit harsh but I think we need to think about gun violence and do something about it.
Back to school, we are really excited to see Serenity growing up, and we also like the ROCKS principle (Respect, Ownership, Cooperation, Kindness and Safety) of the school.
We happened to stop by Serenity’s “old school” today, as we were playing at the millennium park this afternoon. Her “old school” was right next to the park. As we saw some kids were playing soccer there, Serenity walked over and took a look. The door (fence) of big playground (back playground) was open, and she just walked in. I know I know, I’ve been in the US for almost 18 years and legally speaking this is trespassing. In the US, private property is respected. But she is just a 5 year old kid. I just don’t want to hurt her feeling and say “no”. And in about 5 to 10 minutes, she seems found all the good memories. Really words can not describe her feelings there: it’s just right at home, she had been there for 1.5 years until last Nov. Here are some of the pictures.
Timberland Ledge Low Leather Hyper Mesh Gore-Tex®. My first pair of Timberland shoes. Bought it from timberland.com for about $65 to $70 on Sept 2011. It did not disappoint. The water proof feature works as claimed. I worn it for over 3 years, for mostly daily and some hiking. I would definitely buy it again.
Timberland Ossipee Mid Hiker Gore-Tex®. My second pair. I just started wearing it. I bought it in Jan 2012 at timberland.com for about $40. I lent it to my in-law for couple months. As my 1st pair timberland started worn out. I started this one. One thing is it’s a mid hiker or in other words, it’s a bit taller. I anticipate it may not ventilate as well as the 1st pair in St. Louis summer. But I plan to wear this one out before purchase a new pair.
Another thing I noticed is the price of hiking shoes went up quite a bit, and the quality seems declining. From some of the reviews I read from Rei.com about Northface and Merrell.
I’ve been a JCC member since early 2012. Having been in St. Louis since late 2000 and in Creve Coeur since 2005, I found JCC is really a gem for fitness. For me it’s mostly about swim and walk on treadmill. But there is more. I met interesting people (seniors), or in JCC terms, mature adults
Sometimes they would make me ponder about what I will do if I live at their age. I met 2 world war II veterans. One was 94 or 95 years old, he served in Africa (Sahara desert?), and he told me at one time he could not have showers for one month or 3 months, and the temperature there 130 freiheit. He seems think the British general montgomery is a wimp. I have not seen him for a while, I hope he is still doing ok. He basically does only walking on the track. Another gentleman let us guess his age, I got pretty close, 89. From the hint he gave. He said they have gatherings for WWII veterans. Each gathering he saw he fewer and fewer old friends.
This morning, I saw another old gentleman. He is waiting for my cubby. I asked him why, he said that number is the only number he can remember. It’s “123”. I laughed. Then another old gentleman said “don’t laugh, you don’t understand what we are getting”. I told them, I know some. Because once I lost where I parked my car at downtown. And I had to recollect which way I drove in to figure out which parking lot I parked. We all laughed
I think besides the excellent facilities, friendly staffs (one person greets me on first name basis), the things I mentioned above is what makes JCC standout. Sometimes I saw they have Autism kids/adults come to exercise. This is just some scene I don’t see very often.
Now we have 2 kids (one 7 month old baby, one almost 5), we also got quite a few car seats. First the infant car seats, we got a Graco snug and ride car seat for Serenity our old daughter. Something like this one, the seat has travelled to China and is still at her grandpa’s home. We are reusing the base with similar Graco car seat we got for younger daughter Sophia.
Looking back not buying the travel system like we got for sophia is a mistake. Because travel system is quite handy.
For toddler car seats, we got 2: the cheaper evenflo and the more expensive britax.
We like both: the former is smaller and easy to move around, the latter is sturdy. All these seats are easy to fit in my cars: 2001 nissan altima, 2006 subaru forester, 2012 camry and sienna.